Practice Areas

If you've ever struggled with severe financial debt, you know the importance of finding a solution to your troubles quickly. Jeff Sell cares about the stresses you are experiencing and that is why he conducts a thorough evaluation of your financial state to determine what is the best solution for your situation. Jeff will explain the differences between filing Chapter 11, Chapter 13 or Chapter 7 and which direction would result in a healthy financial future. The Law Offices of Jeffrey Sell concentrates our bankruptcy practice in personal bankruptcy.

• Chapter 7 Bankruptcy

  • The most common form of personal bankruptcy was designed to provide individuals with a way to eliminate debt and get a fresh start after experiencing financial hardship. In most cases, you are able to keep your personal belongings, car, pension, 401(k) and IRA while eliminating debts such as: credit cards, personal loans, medical bills, utility bills, payday loans, and lawsuits.​

• Chapter 13 Bankruptcy

  • Also known as the "wage earners" bankruptcy, this options is designed for individuals who have some ability to pay their debts, but have fallen behind and need help getting caught up. Your debt is restructured and a repayment plan is put in place to let you pay back some or all of your debt over a period of years. Your repayment plan can include more favorable terms, and sometimes your debt can be negotiated down so that your payments are more affordable.

• Chapter 11 Bankruptcy

  • Chapter 11 bankruptcy is a viable debt relief solution for corporations, businesses, and high net-worth individuals who are struggling to stay afloat. This form of bankruptcy affords businesses and individuals to reorganize and restructure their debt. ​

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